When Should You Sue for Dog Bite Injuries?

The United States Center for Disease Control (CDC) estimates that more than 4.5 million people are bitten by dogs each year – and an astounding 800,000 of those cases had victims that required medical treatment. Dog bites are accountable for one-third of homeowners’ liability insurance claims in 2017, costing more than $700 million. With this much money at hand, it begs the question: When should you sue for dog bite injuries?
There are laws in place that give dog bite injury victims the right to collect compensation for damages that are someone else’s fault. These are primarily designed to compensate you for medical bills; replacement of damaged possessions; missed time off work and lost wages while you are recovering; everlasting disability from the incident; emotional trauma – and any psychological treatments needed; as well as any other costs that are associated with your injuries.
There are two options for collecting compensation. The first option is to settle the case. This meaning that you, the dog owner’s insurance company, and all the attorneys involved will attempt to work out a deal that will find compensation for the injuries you endured. The cost is then paid by the dog owner’s insurance company. According to Mary Randolph, Juris Doctor, if you are bitten by someone else’s dog, it is best to contact the owner, give a list of expenses, and a deadline for payment. This is the way most cases are settled, and it best if you can avoid going to court altogether. However, if this is not possible, the second option is to receive compensation through small claims court. In this scenario, a judge will listen to all evidence, and then decide if the dog owner is liable for the damages. If the owner is found guilty of the charges, the judge will then determine how much compensation must be paid for your injuries.
When choosing which route towards compensation you would like to take, it is important to understand that there are advantages and disadvantages to both options. An advantage of settling your case is that you will resolve your case in a much timelier fashion than going to court. As a side note, this is also the cheaper option. However, if the case is settled in court, there is a greater chance that you will receive higher compensation. In a situation like this, it is best to find a lawyer or someone with expertise in these type of cases, as this will help you in making the best decision possible for your specific situation.

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Five Questions You Should Ask After An Accident

You’ve been in a motor vehicle collision, and you never even saw it coming. The other driver went through a red light and broadsided you at 35 miles per hour. Even though you’re shocked and hurt, you need to ask these five questions as soon as possible.

Is everybody alright?
If you have passengers, check on their physical conditions. When you call 911, the operator is going to want to know how many people were hurt. That tells them how many ambulances and paramedics to send to the scene. Find out what hospital they’ll be taking you to. Then you can let your family know where you’ll be.

Does the other party have insurance?
If the accident was their fault, you’ll be making your insurance claim against them and their insurance company. You’ll want the name of the insurer, the name of the policyholder and the policy number. That information should be on their insurance card, and the investigating police officer can get it for you. If they didn’t have insurance, hopefully you’re covered by uninsured motorist insurance.

If they do have insurance, how much coverage do they have?
If they do have insurance, they might only have minimum liability coverage. That might not be enough to compensate you or a family member if there were serious injuries. If you have uninsured motorist coverage, it’s highly likely that you also have underinsured motorist insurance. You’ll probably want to make a claim on your underinsured coverageif the at fault driver’s coverage isn’t sufficient.

When and where can I get a copy of the accident report?
Unless you’re in a really large city, you can usually get a copy of the accident report at the police department of the city where you were in the accident after about four days. There will probably be a nominal charge. Both your insurance company and your attorney will want copies.

Do I have to give a statement to the insurer of the person at fault?
The insurer of the person who caused the crash might call or write you wanting a written or recorded statement from you. Never give any kind of a statement to the opposing insurer without your attorney present. One way or another, that statement will be used against you in the future to try to shift at least some of the blame for the accident onto you. If your own insurer wants a statement from you, that’s fine.

As soon as practicable after an accident, contact your insurer and attorney. Your job is to recover from your injuries.