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5 Common Packing Mistakes and How to Avoid Them (for a move)

Moving into a new home is something many people look forward to, but the moving process itself is never anyone’s favorite part of the move. It’s tedious and time-consuming, and many people find it hard to part with things they’ve had forever despite not using them in years. The art of packing for a move is delicate, and it’s why you cannot make these five common mistakes.

Mistake: You Don’t Have A Plan

Don’t go into packing haphazardly and without a plan. You must have a plan of action, a way to make the packing easier, and a way to keep track of items. You should create a plan, write it down, and check it off as you go. It’s what makes the situation easier and more streamlined.

Mistake: You Don’t Pack Correctly

Throwing whatever fits into a box so you don’t waste space is not the best packing method around. It’s best to keep boxes labeled with room names such as “Kitchen,” “Master Bathroom,” and “Office,” and only place items from those rooms in those boxes. Doing this allows movers to know where to put the boxes when they come into your new home so you can unpack faster and more efficiently.

Mistake: You Procrastinate

The moment you know you’re moving, start packing. Even if your house is going on the market in two weeks and you don’t know when you’re moving, start packing. Get rid of what you don’t need, pack what you can’t use right now, and start downsizing your belongings. You’re moving into a new home, and taking old items you don’t need, want, or use is pointless. Start packing immediately. It makes the entire move easier.

Mistake: You Don’t Pack the Essentials Separately

When you move into your new home, you’re going to need a few things right away. Towels for showers, shower supplies, your coffee pot and mugs, and a few other items you cannot go a day without are all necessities. Keep them in their own box marked “Need Right Away” and put it where it’s easily accessible. After a long day of moving, you’ll be relieved these are where you can find them.

Mistake: You Refuse Help 

You cannot move by yourself. Whether you allow friends and family to help you with this process or you simply hire a professional, you do need help. It’s a big job, and doing it on your own is never a good idea. Be efficient, and ask for help or hire help to make the move easier.

Moving can be a stressful situation when you think about it, but these tips can help you remove some of the stress and make it easier as a whole. Make a list, check it twice, and be sure you’re covering yourself in every situation. You’ll be surprised how much simpler it is to move when you have a plan.

5 Tips for Applying for a Loan with Bad Credit

Bad credit can put a damper on your progress when you’re trying to get an approval for a loan. Fortunately, there are some steps you can take to make your experience progress a little more smoothly so that you can get the funds you need. Here are five tips for applying for a loan with bad credit:

1. Check Your Exact Credit Score

The first thing that you should do before you apply for any loan is to check your credit score. You can obtain free copies of your credit score by visiting each of the credit bureaus, or you can obtain such scores by going to a site like annualcreditreport.com that offers all three at the same time. That will give you a good picture of what’s exactly on your credit report. You should try to get your exact score too because many lenders approve and deny by scores.

2. Examine Your Personal Finance

The next thing you’ll need to do after you check your credit report looks at your finances. It makes no sense to apply for a loan if you’re not sure if you can handle paying it back. Write down your monthly income and your monthly expenses. See if you have enough left over to pay for a loan. You may have to pay the loan rather quickly if you get a quick-cash advance. On the other hand, you may be able to grab hold of a good installment loan. You still need to be able to pay it back without breaking yourself or needing more money.

3. Compare Several Lenders

Don’t ever put all of your hope into one provider. You should examine at least three providers and thoroughly compare them before you apply for a loan with bad credit. The three things you need to pay the most attention to are their consumer reviews, their tenure and their fees. Their fees could be damaging to your financial health, so you have to be very careful with it.

4. Use a Loan Calculator

loan calculator will help you to see how much you will have to pay each cycle. It’s an important tool because it can help you decide whether you have enough resources to take a loan and succeed with the repayment. Use it while you are examining your options. You may find that it makes you want to choose a different provider from the one that you originally had in mind.

5. Contact the Lender Before You Apply

Finally, contact the lender before you apply. Ask someone what the qualifying score range is and try to get a definitive answer. That way, you won’t waste a hard inquiry on something that you probably won’t get.

Many more tips and strategies are available when you have bad credit. Try these first, though, and see if they help you.

How-to Decorate Your House With Antique Furniture

The decor and style of your home is a reflection of your personality and taste. If you want to create a cozy and inviting setting, consider decorating your house with antique furniture that has plenty of character. If you want it to complement the environment and look beautiful in each room, there are a few ways to decorate your house with the furnishings.

Mix the Antiques with Modern Accessories

Many people assume that antique furniture doesn’t work well in a modern environment, but modern and antique features have plenty of chemistry when paired together, according to freshome.com. Consider using antique accent chairs in the living room where there are modern decor items on display. You can also use an antique dining table and pair it with contemporary chairs to create plenty of visual appeal.

Use Pieces from Different Eras

Prevent the setting from looking too uniform by using antique furniture items from different eras. Many people make the mistake of using pieces that look similar, which can look dull. Layer your home with items from various periods to create a comfortable setting that doesn’t feel like a museum. Mingling with different styles will make the house look less uniform by doing too much of one thing.

Make it the Focal Point

Don’t be afraid to pair an antique claw bathtub with a chic vanity if you want to make the vintage furniture the focal point in the room. Choosing an item from the 19th century will make it stand out and more eye-catching when it’s the only antique piece in the room, according to housebeautiful.com.

Reupholster the Furniture

If you want to update the antique furniture and make it more functional in your home, consider reupholstering a loveseat or chair that you purchased. You’ll create a rustic look that still blends in with the design of the rest of the home. You can also consider sanding down and restaining some of the wood on pieces that are worn down and have lost their beauty. You can vamp up the look of the item and bring it back to life to make it stand out in the entryway or living room.

Keep Everything Close

Instead of keeping your antique furniture out of reach in rooms that aren’t used, place everything in common areas of the home that are frequented to ensure that it’s seen and appreciated. It’ll make for an excellent conversation piece that allows you to enjoy the items that you purchase.

Decorating your home with antique furniture doesn’t have to be intimidating. With the right tips followed, you’ll create a beautiful setting that has a high level of visual appeal.

4 Reasons to Have Your Home’s Furnace Checked Yearly

A lot of people don’t really think very much about their furnaces until something goes wrong with them. However, it’s a good idea to have your home’s furnace checked on a yearly basis, even if you haven’t been having any problems with it. These are a few reasons why this can be a good idea for any homeowner.

1. Make it Last Longer

First of all, you probably want for your furnace to last as long as possible without the need for expensive repairs or without having to be replaced prematurely. One good way that you can help ensure that your furnace lasts for a long time is by having it checked out on a regular basis. If you have a professional come out and check out your furnace yearly, he or she can check for any problems and can make repairs as necessary. Then, you can help ensure that your furnace is able to stay in good condition for as long as possible.

2. Maintain Your Warranty

Another reason why it’s a good idea to have your furnace checked out regularly is so that you can ensure that you maintain your warranty. If your furnace is currently under warranty, you probably want to preserve that warranty for as long as possible. Then, you can avoid being responsible for repairs that the manufacturer should cover. If you check the information about your furnace’s warranty, you might find that you are required to have it checked out on an annual basis. If this is the case, you’ll probably need to have this done by a professional if you want to avoid having your warranty voided out.

3. Ensure It’s Safe

Even though modern furnaces are designed to have certain safety features and to be safe, things can still go wrong. If you have your furnace checked out, you can help ensure that it’s in good shape and that it won’t put you, your family or your house at risk.

4. Save Money on Your Heating Bills

You probably want to spend as little as possible on your heating bills during the winter. If you have your furnace checked out by a professional, you can help ensure that it runs as efficiently as possible. This can help you keep your home warm and cozy during the winter without having to pay more than necessary for your heating bills.

As you can see, there are quite a few reasons why it’s a good idea to have your home’s furnace checked out on an annual basis. If you contact a local heating and air conditioning company, you can find out more about having your furnace checked out by a professional. Then, you can make a point to have this done each year.

Can you write a check to yourself to get cash at WalMart?

Walmart gained a reputation as one of the top retail stores in the world. Everything from clothing to sporting goods to food can be purchased beyond the doors of a local Walmart. While mostly everyone knows Walmart stands as a retail giant, few know about a number of the other services the store offers. Somewhat overlooked may be the check cashing services Walmart provides.

Upon learning that Walmart cashes checks, you may be wondering “Can I make a check out to myself and cash it?” A quick review of Walmart’s rules regarding check cashing reveals the answer.

Personal Checks Not Accepted

The short answer here is personal checks cannot be cashed. Neither personal checks you make out to yourself or checks others make out to you are acceptable. Walmart lists six types of checks that can be cashed at any one of the store’s registers. Personal checks do not appear on the list. Checks from government agencies, employer payroll checks, 401(k) disbursement checks, settlement checks from insurance companies, and cashiers’ checks.

Technically, cashiers’ checks could be cashed if you made one out to yourself but this would be an odd thing to do. You must purchase a cashiers’ check with a cash advance from a credit card or a cash withdrawal from a checking or savings account. Any with access to cash from another source wouldn’t need to get cash from a personal check.

Additionally, Walmart will cash MoneyGram money orders. These money orders would need to be ones purchased at a Walmart location, though. Buying a MoneyGram money order elsewhere would nullify the ability to cash it out.

Concerns Over Personal Checks

Likely, Walmart won’t cash a personal check due to worries about the check coming from an account with insufficient funds. Bouncing a check made out for cash could create a lot of legal woes for the person who does it. In addition to paying fees for bouncing the check and repaying the cashed-out money, you could face criminal charges for passing a bad check. Walmart’s rules allow for cashing a check up to a maximum amount of $5,000. Cashing out several thousand dollars on a bounced check could lead to an arrest and felony charges.

Seek Out Other Options

While making out a check to yourself won’t be accepted at Walmart, other venues will cover this type of check cashing. Check local business directories to find the nearest check cashing agency. Walmart, however, cannot provide any help.

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How to Keep Your Portable Storage Unit Organized

It is important for you to keep everything inside of your portable storage unit organized. It will be a lot easier for you to find what you need if everything is in the right place. There are a number of things that you will need to do in order to organize your storage unit and keep it that away.

Pick the Right Storage Unit 

One of the keys to keeping your belongings organized is to pick the unit that best fits your needs. Keep in mind that it is better to have a unit that is too big rather than too small. You should make a list of everything that you will be putting inside of your storage unit. This will make it easier for you to select the storage unit that is right for you.

Label Everything

Labeling your storage items will make it easier for you to find them when you need them. It is best for you to use labels instead of writing directly on the boxes. Use a permanent black marker on your labels in order to prevent the words from fading.

Place Your Most-Used Items at the Front

There are few things that are more frustrating than looking for something and discovering that you are unable to find it. The items that you will need the most should be put at the front of your storage unit. You will also need to put your heaviest items at the bottom.

Clean out Your Storage Unit Regularly

You should treat your storage unit the same way that you would treat your home. It is important to sweep and clean out your storage unit regularly. It is a good idea to do this at least once a week. You will also need to clean out the storage unit after you have finished using it.

Prevent Mold and Mildew From Building Up

It is easy for mold and mildew to accumulate in an enclosed space like a portable storage unit. Mold and mildew can ruin your belongings, but there are some things that you can do in order to prevent this from happening. Do not put your items too close together. You may also want to consider using plastic bins instead of cardboard bins.

Mold is less likely to develop in a plastic bin. You may also want to add a moisture absorber to the bins. Both mold and mildew require moisture in order to grow.

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4 Times When Using a Trusted Real Estate Agent Will Be Invaluable

Real estate is one of the most important industries in the entire economy. There are a lot of people who are excited about the changes that are taking place. Buying or selling a home can be a stressful process that people need help with. If you are ready to make a decision on a home, it is always a good idea to discuss your options with your real estate agent first. With those changes, you will be able to make a lot more money on the deal.

Making an Offer

One of the most exciting parts of the buying process is making an offer. With the real estate industry so hot right now, there are a lot of people who are desperate to find a home that meets their needs. Over time, it is important to find a home that is going to meet your needs in the coming years. A lot of people are paying way too much for homes right now. A real estate agent can help you make an appropriate offer based on local conditions.

Selling a Home

Selling a home is a huge hassle. When you go to sell a home, both the real estate agent and the seller want the home to go quickly. A real estate agent can give a lot of valuable advice on what areas to upgrade before you put it on the market. This can help your home stand out from others in the market. Not only that, but you may get more money out of it as well.

Advice on Financing

Few people have the finances to pay for a house with cash. Finding the right financing plan to meet your needs is important to make a good decision with your house. With all of the options today, it can be confusing to try and find the right financing plan that makes sense for your personal situation. These are all things that real estate agents can help with.

Local Investing

If you are interested in investing in real estate, a real estate agent is the perfect person to talk to about this process. They have more knowledge than anyone else in this process, and they can help you in a variety of ways with the right decision for you. With some of the changes that are starting to take place in various areas around the country, now is a great to try your hand at investing. Make sure you talk to them first about their thoughts on the local market.

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8 Ideas for Incorporating Marijuana in Your Everyday Activities

Marijuana has steadily been gaining in popularity and legality. While the users of decades past turned to rolling a joint or packing a bong to get their fix, today’s users have found a variety of creative ways to incorporate marijuana into their lives. From gardening to baking, the following eight activities show legitimate ways to integrate pot in your day-to-day life!

1. As a way to relax: historically, this is the most popular way to partake of pot. After a long day or week at work, lighting up is guaranteed to help you slow down, unwind, and take the edge off whatever is bothering you. Whether done on a daily or weekly basis, smoking with your friends is an easy and enjoyable way to spend a few hours.
2. Medicinally: marijuana is increasingly being viewed as legitimate medicine for a variety of ailments, from menstrual cramps to migraines to depression. If you are looking for a more natural way to treat your issues, with less side effects, medicinal pot is an excellent option.
3. As a sleep-aid: Many people use prescription sleeping pills. Why not try smoking some weed before you go to sleep? It can help you relax, as well as relieve anxiety, which will help you to drift off to dreamland in no time.
4. Baked goods: from brownies to peanut butter cookies, you can infuse baked goods with marijuana. Simply start with a good pot butter recipe, and bake to your heart’s content! Be careful to keep the “adult” baked goods safely stored away from your other baked goods.
5. Pre-made edibles: cannabis stores often sell pre-made chocolate bars, gummies, tea bags, and more. Edibles are easy to purchase and easy to ingest, especially if you do not have the time to make your own baked goods. Make sure that you are familiar with the consequence of an edible on your system if you plan on taking it often.
6. Cultivating plants: keen gardeners might be excited to try growing their own pot plants. Regulations vary from state to state for the cultivation of cannabis. In Oregon, for example, private citizens can grow up to four plants in their residence without fear of law enforcement.
7. As a motivator or reward: knowing that you can indulge after completing an especially onerous task can be motivational. It is easier to power through your to-do list if you know that there is a reward at the end of it.
8. To enhance your love life: Anecdotally, some users claim that pot helps heighten certain feelings and actions associated with your love life, increasing the enjoyment for all involved.

Marijuana is a multi-faceted and useful herb to improve and enrich your life. With so many different ways to use it, it is completely possible to integrate it into your life on a regular basis.

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4 Uses for Adirondack Chairs Around Your Home

The Adirondack chair has a simple design that gives it a unique appearance. It is normally made of wood, but the advancement in man-made materials has allowed for this type of chair to be constructed from Polymers and other hard plastics as well. Each Adirondack chair has the look of wide flat boards, and it features a rounded straight back with an angled seat and wide armrests. Choosing this style of chair for your outdoor seating is an excellent idea. It is versatile as well as practical which allows you to use it in many different ways.

A Front Row Seat

Adirondack chairs are mainly used as outdoor seating. Anytime you want to relax by the pool or simply enjoy the scenery, these chairs work perfectly. They are designed in a way that blends in nicely with nature, and they won’t stand out against the background like many other metal framed or plastic lawn chair designs will. The Adirondack style tends to be more comfortable too. The angle and shape of the seat provides a relaxing place to enjoy one’s outdoor spaces.

Extra Dining Space

Adirondack chairs are ideal for use as an unconventional dining space. These chairs were originally found in cafes. The wide arm rests are perfect for supporting a filled plate or beverages. The unique design functions well in most backyard settings where additional space for a party is needed, and they are ideal for enjoying breakfast on a patio or deck.

A Reading Area

The comfortable shape of an Adirondack chair can best be appreciated as a reading chair. One’s elbows are perfectly supported by the wide arm rests, especially when reading a book that is awkward or heavy to hold. It also works nicely with e-readers and tablets. The high back supports the neck in a way that alleviates the normal tension when looking down at a book or magazine. An Adirondack chair can quickly become a favorite reading spot in the backyard.

A Lounge Chair

The shape and design of the Adirondack chair is ideal for lounging. Soft pillows can be used on the back rest to provide extra cushioning, and the sloped angle of the back as well as the seat cradle the body comfortably. The simple addition of an Adirondack footrest completes the lounging position. Whether using this chair for napping or simply to rest while watching the kids play, the Adirondack provides the perfect place to lounge.

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3 Hacks to Ordering the Proper Steak When at a Steak House

Do you ever find that it’s tough to decide what to order when dining at a steak house? If so, you should know that you aren’t alone. Luckily, following these three tips can help you choose the most delicious meal next time that you find yourself at a steak restaurant.

1. Experiment with Different Cuts

First of all, you should try experimenting with different cuts of steak each time that you dine out; then, you can choose the one that is your favorite. Many people prefer the ribeye, T-bone, Porterhouse or filet mignon. However, if you prefer a leaner cut of meat, you might like the sirloin.

2. Prefer it Well Done? Ask for Your Steak to Be “Butterflied”

Do you prefer your steak medium-well or well-done? Even though many chefs do recommend that their steaks be consumed at medium-rare or medium temperature, some people do prefer for their steak to be a little more done. The problem with this is that sometimes, the steak can turn out overdone on the outside in the process of the chef attempting to get it done on the inside. One good way to combat this is to ask for your steak to be “butterflied,” which basically means that the steak is cut almost in half horizontally, making it a thinner yet longer and wider piece. This makes it much easier for the chef to cook it all the way through without drying it out or burning the outside. For someone who wants their steak to be done a little more on the inside, this can be the perfect way to get the steak that you want without having to worry as much about it being dry or tough.

3. Try a Crust or Topping

Even though a great steak can be delicious all on its own, many restaurants offer various crusts or toppings for their steaks that you may want to try. For example, you might want to order your steak with a peppercorn crust or a tasty steak sauce that is made in-house. Many restaurants will also allow you to order a side of shrimp or a lobster tail to go along with your steak, which can be a wonderful addition to the meal. Consider asking your server about your options so that you can choose the one that appeals most to your palate.

As you can see, there are various tips that you can follow when it comes to ordering the proper steak at a steak house. If you’d like to ensure that you enjoy your meal as much as possible, give these tips a try. You might just find that you enjoy dining out and ordering steak more than you ever have!